Ayushman Bharat Health Insurance Card Apply Online
Introduction to Ayushman Bharat Scheme
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a revolutionary health insurance scheme launched by the Government of India to provide financial protection to vulnerable families for their healthcare needs. It aims to cover over 10 crore poor and vulnerable families across the country, offering them access to free healthcare services up to INR 5 lakh per family per year for secondary and tertiary hospitalization.
Importance of Ayushman Bharat Health Insurance Card
The Ayushman Bharat Health Insurance Card is a key component of the PM-JAY scheme. It serves as an identification card that enables beneficiaries to avail themselves of cashless medical treatment at any empanelled hospital across India. The card is instrumental in ensuring that the most underprivileged sections of society can access quality healthcare without financial burden.
How to Apply Online for Ayushman Bharat Health Insurance Card
Applying for the Ayushman Bharat Health Insurance Card online is a straightforward process. Below is a step-by-step guide to help you navigate through the application process:
Step 1: Check Eligibility
Before applying, it is crucial to check if your family is eligible for the scheme. You can verify eligibility by visiting the official PM-JAY website. Enter your mobile number and captcha code to receive an OTP, which will allow you to check your eligibility status.
Step 2: Gather Required Documents
Ensure you have all the necessary documents ready for the application process. These typically include:
- Identification proof (Aadhaar card, Voter ID, etc.)
- Address proof
- Ration card
- Income certificate
- Family photograph
Step 3: Online Application Process
Once you have confirmed your eligibility and gathered the required documents, you can proceed with the online application:
- Visit the official PM-JAY portal and click on the ‘Am I Eligible’ tab.
- Enter your mobile number and the received OTP to log in.
- Search for your details using the ration card number or the SECC number provided to you.
- If eligible, fill in the necessary information in the online application form.
- Upload the required documents as per the instructions.
- Submit the application and note down the reference number for future tracking.
Step 4: Verification and Issuance
After submission, your application will undergo verification by the concerned authorities. Once verified, you will receive your Ayushman Bharat Health Insurance Card, which can be downloaded from the official portal.
Benefits of Ayushman Bharat Health Insurance Card
The Ayushman Bharat Health Insurance Card provides numerous benefits to its holders, including:
-
- Cashless Treatment: Beneficiaries can avail of cashless treatment at any empanelled public or private hospital across India.
- Extensive Coverage: Covers a wide range of medical treatments, including pre-existing conditions, without any waiting period.
- Portability: The card is portable across India, ensuring that beneficiaries can access healthcare services regardless of their location.
- Financial Security: Provides a financial safety net for families against unexpected healthcare expenses.
Conclusion
The Ayushman Bharat Health Insurance Card is a significant step towards achieving universal health coverage in India. By enabling easy online application and offering extensive benefits, the scheme empowers millions of families to access essential healthcare services without financial stress. If you are eligible, applying for the card online is a simple yet impactful way to secure your family’s health and well-being.
Frequently Asked Questions (FAQs)
1. What is the Ayushman Bharat Health Insurance Card?
The Ayushman Bharat Health Insurance Card is an identification card issued to eligible families under the PM-JAY scheme, allowing them to avail cashless healthcare services at empanelled hospitals.
2. How can I check my eligibility for the Ayushman Bharat scheme?
You can check your eligibility by visiting the official PM-JAY website and entering your mobile number and OTP to access the eligibility verification tool.
3. Can I apply for the Ayushman Bharat Health Insurance Card offline?
Yes, you can apply offline by visiting a nearby Common Service Centre (CSC) or empanelled hospital, where the staff will assist you in completing the application process.
